Beyond stop loss: Smarter claim strategies for a high-cost era

February 02, 2026

Catastrophic medical claims are no longer outliers. They've become a routine challenge for brokers and their self-insured employer clients. Whether it's a million-dollar cancer treatment, an organ transplant or a high-cost specialty drug regimen, the financial impact of a single claim can destabilize an entire plan year and drive up stop-loss premiums for years to come.

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